1. Why you should know your partners credit score. Its good to know your partners credit score — and even more important to know their complete credit history, especially if youre in a long-term relationship or a committed relationship.

Is it bad to tell someone your credit score?

Security experts say that while sharing a credit score – or related grade – alone is not directly harmful, it can make you vulnerable to scam artists looking for easy targets. While TransUnion offers the Facebook share button, other credit bureaus, including Experian and Equifax, do not.

Does credit score matter in a relationship?

Individuals with high credit scores are more likely to form committed relationships than other similar individuals, and when compared to the the highest-scoring singles, those with the lowest credit scores are about 30 percent less likely to form a relationship in a given year.

Should you reveal your credit score?

Good news: Credit scores arent impacted by checking your own credit reports or credit scores. In fact, regularly checking your credit reports and credit scores is an important way to ensure your personal and account information is correct, and may help detect signs of potential identity theft.

What are the credit score ranges?

A credit score is a three-digit number, typically between 300 and 850, designed to represent your credit risk, or the likelihood you will pay your bills on time .Here is a general look at credit score ranges:300-579: Poor.580-669: Fair.670-739: Good.740-799: Very good.800-850: Excellent.

Should I marry a guy with bad credit?

Marrying a person with a bad credit history wont affect your own credit record. You and your spouse will continue to have separate credit reports after you marry. However, any debts you take on jointly will be reported on both your and your spouses credit reports.

Does my wifes credit score affect mine?

Credit scores are calculated on a specific individuals credit history. If your spouse has a bad credit score, it will not affect your credit score. However, when you apply for loans together, like mortgages, lenders will look at both your scores. If one of you has a poor credit score, it counts against you both.

Do credit checks look at your bank account?

Your bank account information doesnt show up on your credit report, nor does it impact your credit score. Yet lenders use information about your checking, savings and assets to determine whether you have the capacity to take on more debt.

Do I inherit my spouses debt?

Family members, including spouses, are generally not responsible for paying off the debts of their deceased relatives. That includes credit card debts, student loans, car loans, mortgages and business loans. Instead, any outstanding debts would be paid out from the deceased persons estate.